assess

at an intersection...

me to mom:  'last time it was just 4 seconds before the light turns red and yet these pedestrians crossed while the light was still green...'

mom:  'were they run over?'

me:  'no...  but then they were risking it...  imagine, 4 seconds and you won't have that risk anymore and still they went ahead...  i would have waited...'

in risk management, you have options:
1.  eliminate
2.  reduce
3.  transfer
or
4.  accept
risk...

4 seconds?  i think the choice would be a no-brainer...

either these people's risk appetites are so high or they're not making use of their brains...  : }